Getting your mortgage is just one part of getting into a new home. LE Real Estate Group Inc. is experienced at assisting new and experienced in all areas of real estate. Contact me if your needs include a professional REALTOR® ready for the business side of real estate.

Let LE Real Estate Group Inc. help you apply for your new home loan.

Applying for a loan is one of the more demanding elements of purchasing a home. But it doesn't have to be. Being connected to some lenders in the Tampa area has helped me understand a few things that make the loan application process very easy.

1 – Put together a list of questions regarding your loan program

If you find that you do not entirely understand the advantages and disadvantages of the different loan programs, be sure you have a list of questions. It's a challenge to understand the characteristics of fixed and adjustable rate mortgages. One of my lenders or I can assist you in understanding the advantages and disadvantages of both programs.

2 – Decide when you want to lock

When you lock in the rate, it means that the mortgage lender commits to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate at any time between the day you apply for your loan and the issuing of closing documents. Buyers who prefer to float think interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Acquiring a mortgage loan requires a lot of paperwork, so you should take some time to get all your documents together. Click here to see normal questions you'll have to answer on a loan app.