813-322-3222 Tampa and I'll assist you to understand all the fees and identify any inaccuracies.
813-322-3222 There are certain typical costs related to closing the sale of a house. These costs are often divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through your deal.
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Loan-related closing costs
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes you may be responsible for at closing (Learn more)
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance fees due at closing (Learn more)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
As we hammer out your deal, I'll not only work to get the highest sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you know exactly what you're paying for.
If you're purchasing a house in Hillsborough County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not surprised when you arrive at the closing appointment. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates that are uncertain.